Resi Fi, LLC DBA Resi Financial (the “Company”) provide this website (the “Site”) the Rental Refinance form, Rental Purchase form, and Bridge form (collectively, the “Forms”) subject to the following terms and conditions (the “Agreement”). By utilizing the Forms, you acknowledge and accept these terms and conditions.

1. Information Submission Only
   The Forms are intended solely as a means for submitting information. Their use does not establish a lender-borrower or lender-broker relationship between you and the Company or its Affiliates, nor does it create any obligation for the Company or its Affiliates to extend financing. Submission of information does not guarantee a response, review, or contact from the Company or its Affiliates.

2. Sharing of Information
   You acknowledge that the Company and its Affiliates may share your information with trusted third-party service providers that offer similar or complementary products and services, provided those parties maintain confidentiality. The Company and its Affiliates may also utilize services from www.resifinancial.com (the “Website”) to facilitate connections to related offerings. By using this Site or the Forms, you agree to the terms of use for the Affiliate Website, which are incorporated herein by reference.

3. Accuracy and Authorization of Submission
   By submitting information, you certify that doing so does not violate any confidentiality agreements, employment contracts, or other binding obligations. You affirm that all submitted information is accurate and truthful, and that you are authorized to provide it. You also consent to discussions regarding your submission with the Company, its Affiliates, employees, and representatives.

4. Rights to Submitted Content
   By using the Forms and submitting information, you represent and warrant that you either own or have the authority to submit the provided content. You grant the Company and its Affiliates a perpetual, royalty-free, irrevocable, and non-exclusive right to use, copy, modify, distribute, display, archive, and create derivative works from the information in any medium or format, now or in the future. This includes making the information available in searchable formats accessible to the Company and its Affiliates. Furthermore, you grant the Company and its Affiliates the right to use your name and related information in connection with its services.

5. Disclaimer of Warranties and Limitation of Liability
   To the maximum extent permitted by law, the Company and its Affiliates disclaim all warranties related to the use of the Forms. The Company and its Affiliates shall not be liable for any direct or indirect damages, including but not limited to loss of business or profits, arising from the use of the Forms, whether foreseeable or not.

6. Non-Refundable Expenses
   Any expenses incurred by you in relation to a loan application—such as appraisal fees, inspections, or third-party reviews—are non-refundable, regardless of whether the loan is ultimately closed.

7. Force Majeure
   The availability of this Site, the Forms, and all related loan processes (application, processing, underwriting, and closing) are subject to delays or cancellations due to force majeure events. These may include, but are not limited to, natural disasters, governmental actions, acts of war, terrorism, power outages, or pandemics.

8. Severability
   If any provision of this Agreement is determined to be invalid or unenforceable, it shall not affect the validity or enforceability of the remaining provisions, which shall remain in full effect.

9. Governing Law
   This Agreement is governed by the laws of the State of Connecticut, U.S.A., except where patent, trademark, or copyright laws apply.

10. Third-Party Sharing
    By using the Forms or engaging with any product, service, or functionality offered through the Website (as defined herein), you authorize the Company and its Affiliates to share your information with third parties with whom they have contractual relationships, as necessary to provide services to you.

11. Modifications to Terms
    The Company and its Affiliates reserve the right to amend these terms and conditions at any time, without notice. Any changes take immediate effect, and it is your responsibility to review the Agreement periodically. Continued use of the website or Forms constitutes acceptance of the updated terms.

12. Legal Venue and Jurisdiction
    At the Company’s sole discretion, any legal action or proceeding arising from or related to this Agreement, the Forms, or the Site shall be brought exclusively in a state or federal court located in Connecticut. By using the Forms, you waive any objection to the venue and submit to the jurisdiction of such courts.

13. Waiver of Jury Trial
    BY USING THE FORMS, YOU IRREVOCABLY WAIVE YOUR RIGHT TO A TRIAL BY JURY IN ANY LEGAL DISPUTE ARISING FROM OR RELATED TO YOUR USE OF THE FORMS, THE SITE, OR ANY TRANSACTIONS THEREIN. THIS WAIVER IS A MATERIAL CONDITION OF THIS AGREEMENT, AND THE COMPANY WOULD NOT OFFER THE FORMS WITHOUT IT.